Thursdays 4pm (PST)   APPLY for a mortgage...

There couldn’t be a better time to purchase a home… Back in 1977 the interest rates were 8.25% and today they are averaging around 4%… Wow!   APPLY HERE NOW!

Application Process 1) Know your credit status. If you are a credit card spender or have a couple of lines of credit, or even if you have a financing option on a vehicle, you’ll want to check your credit rating before you apply. It’s a nasty surprise for your potential mortgage broker to be the one to tell you your credit rating isn’t that great, so make sure you know what it will say about you. 2) Check your credit report...

Credit Scores   Most lenders use a credit score designed by Fair Isaac Corporation (FICO) in order to make their assessments of your credit risk. On the basic FICO scale, a score below 620 is generally considered sub-prime, 620 to 650 is good (although you may still be viewed as a higher risk candidate) and above 720 is seen as excellent credit. But there are no set numerical guarantees. The final decision on whether to give you...